Effective Date: January 7, 2026

Need help with your benefits?

If you're an employee looking for help with a benefits question or claim, contact us directly. We act as the help desk so your HR team doesn't have to. Call 212-365-4553 or email info@bentonoakfield.com.

What These Terms Cover

These Terms of Service govern your use of the Benton Oakfield website (bentonoakfield.com) and the informational content we provide here. By using this website, you agree to these terms. If you don't agree, please don't use the site.

This Is Not Professional Advice

The content on this website is for general informational purposes only. It is not:

  • Legal advice (we are not a law firm)
  • Tax advice (consult a qualified tax professional)
  • A substitute for individualized guidance about your specific situation

Every business is different. For advice tailored to your company's needs, contact us to have an actual conversation.

No Client Relationship Until Confirmed

Visiting this website or sending us an email does not create a client relationship. A formal client relationship begins when we agree to work together in writing, such as through a broker-of-record letter or engagement agreement. Until then, we're just having a conversation.

Communications

If you contact us by phone, text, or email, you're consenting to us responding through those same channels. A few notes:

  • We respond as quickly as we can, but we don't guarantee specific response times.
  • For urgent matters, call us directly at 212-365-4553.
  • Email and text are not secure channels. Don't send sensitive personal information (like Social Security numbers) over email or text.

Acceptable Use

You agree to use this website only for lawful purposes. Don't:

  • Attempt to interfere with or disrupt the website
  • Use automated tools to scrape or harvest content
  • Transmit malware or harmful code
  • Misrepresent your identity or affiliation

Intellectual Property

All content on this website—text, graphics, logos, and images—is owned by Benton Oakfield unless otherwise noted. You may view, print, or download content for your own personal, non-commercial use. You may not reproduce, distribute, or create derivative works from our content without written permission.

Third-Party Links

Our website may link to other sites (like carrier websites or industry resources). We don't control those sites and aren't responsible for their content, privacy practices, or availability. A link doesn't mean we endorse everything on that site.

Disclaimers

This website is provided "as is" without warranties of any kind. While we try to keep information accurate and current, we make no guarantees about completeness, accuracy, or reliability. Insurance products, regulations, and market conditions change frequently.

Limitation of Liability

To the extent permitted by New York law, Benton Oakfield is not liable for any indirect, incidental, special, or consequential damages arising from your use of this website or reliance on its content. This includes (but isn't limited to) lost profits, business interruption, or decisions made based on website content without consulting us directly.

Governing Law

These Terms are governed by the laws of the State of New York, without regard to conflict of law principles. Any disputes will be resolved in the courts of New York.

Changes to These Terms

We may update these Terms from time to time. When we do, we'll update the effective date at the top of this page. Continued use of the website after changes are posted constitutes acceptance of the updated Terms.

Contact Us

Questions about these Terms? Reach out.

Benton Oakfield
200 Broadhollow Rd, Ste 207
Melville, NY 11747
Phone: 212-365-4553
Email: info@bentonoakfield.com

Not a call center. Not a 1-800 number. Your dedicated Long Island benefits partner.