When you call Benton Oakfield, you get a person who knows your business—not a call center. We're a Melville-based broker serving Nassau and Suffolk County employers with hands-on benefits consulting.
We help Long Island employers—medical practices, law firms, accounting firms, and other professional services businesses—build benefits programs that attract and retain talent without breaking the budget.
Unlike national brokers who hand you off to a service center after enrollment, we stay involved year-round. Questions about a claim? Call us directly. Need to add an employee mid-year? We handle it. Renewal coming up? We're already analyzing your options.
The difference: With a local broker, you get someone who knows your industry, understands NY regulations, and actually picks up the phone when you call.
A straightforward approach to finding the right benefits for your business
We meet in person to understand your business, your budget, and what your employees actually need. No generic questionnaire—a real conversation.
We map where your employees actually go for care, then find networks that cover their doctors. Our Benton Scoring System evaluates total cost, network fit, and expected utilization—not just the cheapest premium.
We present options that fit your situation, explain the trade-offs clearly, and help you make an informed decision. No pressure, no jargon.
We handle enrollment, employee communication, and carrier coordination. Then we stay involved—answering questions, resolving issues, and preparing for next year.
Real Results
A Long Island professional services firm was overpaying for a broad PPO network their employees didn't use. By mapping their doctors to available networks, we found a targeted plan that covered everyone—with dramatically better benefits.
Deductible
$2,000 → $0
Max Out-of-Pocket
$20K → $8K
Coinsurance
20% → 0%
Monthly Savings
$300
From plan selection to ongoing administration—we're your benefits department
Level-funded and self-funded strategies that can potentially reduce costs 15-40% for qualifying employers with 20+ employees. Access pricing strategies usually reserved for large companies.
Learn MoreEnrollment, eligibility, billing reconciliation, carrier coordination—we handle the paperwork so you don't have to. Mid-year changes, COBRA, new hires: covered.
Learn MoreWe present to your employees in person, explain every plan option, and help each person choose what's right for them. No confused calls to you afterward—we handle the questions.
Learn MoreEmployee wellness initiatives that improve health and reduce costs. From basic programs to comprehensive solutions—tailored to what your team will actually use.
Learn MoreNY PFL, DBL, ERISA, ACA, COBRA—we help you stay compliant with state and federal requirements. Required notices, filings, and audit support included.
Learn MoreUtilization reports, claims analysis, and benchmarking data so you can make informed decisions about your benefits. See where your money goes and how your plans perform.
Learn MoreNew York has some of the most complex health insurance regulations in the country. Community rating, mandatory benefits, PFL, DBL—it's a lot to navigate. Working with a broker who specializes in NY employers means you get someone who understands the rules and knows which carriers actually serve Nassau and Suffolk well.
