Long Island's Small Business Benefits Specialist
Health Insurance, Benefits & Compliance Tailored for Long Island Small Businesses
Finding the right health insurance for your team shouldn't be a guessing game—and managing benefits shouldn't fall on you. We help Long Island businesses with 5-100 employees get better coverage without overpaying, stay compliant with NY regulations, and take the benefits burden off your plate. Personal service, not a call center.
Let's TalkWhether you don't have an HR department or your HR team is already stretched thin, we take the benefits burden off your plate. Clear explanations, in-person support, and year-round service—not just at renewal time.
After you approve the plans, we present to your team in person. We explain every option—medical, dental, vision, voluntary benefits—and help each employee choose what's right for them. No confused calls to you afterward.
Our Benton Scoring System evaluates every plan on network fit, plan design, and actual value—not just the cheapest premium. You'll see exactly why we recommend what we recommend.
We check in quarterly—not just at renewal. Claims problems, employee questions, coverage changes: we handle it all year long so you can focus on running your business.
The Benton Scoring System is our proprietary rating algorithm that analyzes every available plan and generates an objective score based on your team's actual needs—not just the lowest premium.
The system evaluates:
Premiums, deductibles, copays, coinsurance, and out-of-pocket maximums—the full picture, not just monthly cost.
Carrier networks are scored and penalized based on whether your employees' doctors are actually in-network.
Using CDC healthcare statistics, we model how much your team will actually use their insurance based on demographics. A high-deductible plan scores well for a 25-year-old—but poorly for a 55-year-old.
Utilization assumptions based on CDC National Ambulatory Medical Care Survey (NAMCS) data.
Real Results
A Long Island professional services firm was overpaying for a broad PPO network their employees didn't actually use. By mapping their doctors to available networks, we found a targeted plan that covered everyone—with dramatically better benefits:
Deductible
$2,000 → $0
Max Out-of-Pocket
$20K → $8K
Coinsurance
20% → 0%
Monthly Savings
$300
Same doctors. Better coverage. Lower cost.
Medical plans from all major NY carriers with our doctor-first approach
Comprehensive coverage your employees will actually use
Protect your team with life, STD, LTD, and NY statutory coverage
ACA, ERISA, NY PFL, and DBL—we help you stay compliant
Plus 10+ additional carriers through our general agency partnerships
