Our Services
Health Insurance
Offering medical benefits to employees is crucial for attracting and retaining talent, promoting wellness, and ensuring financial security. Benton Oakfield, as a trusted broker, aids employers in navigating this complex landscape, helping them avoid common pitfalls and make informed decisions. We provide expert guidance to tailor plans that meet both employer and employee needs while ensuring compliance and cost-effectiveness, ultimately fostering a healthier and more satisfied workforce.
Level Funded & Self Insured
Level-funded and self-insured medical plans offer businesses greater control and flexibility over their healthcare costs. With level-funded plans, employers pay a fixed monthly premium that includes a claims fund for anticipated expenses, while any surplus funds are retained by the employer. Self-insured plans involve the employer assuming the financial risk for employee healthcare expenses directly, often with stop-loss insurance to protect against high claim costs. Both options can offer potential cost savings and customization opportunities compared to traditional fully insured plans
Ancillary Insurance
Ancillary benefits refer to supplementary insurance offerings beyond traditional medical coverage, such as dental, vision, life, and disability insurance. These benefits enhance employees' overall compensation packages, promoting wellness and financial security. For employers, providing ancillary benefits can attract and retain top talent, boost employee morale and productivity, and differentiate their company in the competitive job market.
Perscription Program
Benton Oakfield offers a Prescription Partner Program, providing significant savings of 30% to 80% off current prescription costs for our clients. Through strategic partnerships and negotiated discounts, we ensure affordable access to vital medications, helping individuals and businesses manage healthcare expenses effectively.
Customized Employee Solutions
At Benton Oakfield, we recognize that every business is unique, with distinct needs and priorities. That's why we believe in providing customized solutions tailored to each client's specific requirements. By taking the time to understand the individual challenges and goals of each business, we can offer personalized strategies and services that deliver maximum value and effectiveness. With Benton Oakfield, you can trust that your business will receive the attention and support it deserves, with solutions designed just for you.
Commuter Benefits
Commuter benefits are employer-provided programs designed to help employees save money on commuting expenses, such as public transportation costs, parking fees, and even bicycle expenses. These benefits can take the form of pre-tax deductions from employees' paychecks or employer-provided subsidies, offering significant savings and promoting eco-friendly commuting options.